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CCR2025.004-Resolution to Restructure Collateral for RLFCOMMON COUNCIL - CITY OF MUSKEGO RESOLUTION #004-2025 RESOLUTION TO RESTRUCTURE THE COLLATERAL FOR THE REVOLVING LOAN FUND (RLF) PROVIDED TO SCHULEW LLC D/B/A LEGACY LANDSCAPING LLC WHEREAS, on November 28, 2017, the Common Council adopted Resolution #097- 2017 which approved a $125,000.00 loan fund application submitted by Schulew LLC d/b/a Legacy Landscaping LLC; and WHEREAS, on March 15, 2018, the City of Muskego provided a $125,000.00 RLF (RLF) out of the Community Development Block Grant Program for Schulew LLC to assist the company with the purchase of the real estate that it was leasing at S81 W18510 Gemini Drive and lease it to Legacy Landscaping LLC. In addition to purchasing the real estate, funding for the project included the construction of bulk storage bins and a new building that would be occupied by Legacy Landscaping; and WHEREAS, resolution #097-2017 outlined the collateral to be pledged by Schulew LLC to secure the loan, which included real estate mortgages in the amount of $125,000.00 on the residences of the two owners, Daryl Schure and Scott Lewitzke as well as unlimited personal guarantees of Mr. Schure and Mr. Lewitzke and an irrevocable Letter of Credit in the amount of $87,500.00 issued by Citizens Bank of Mukwonago to the City of Muskego; and WHEREAS, on October 22, 2019, the Common Council passed Resolution #086-2019 which reduced the security held by the City on the residential properties owned by Daryl Schure and Scott Lewitzke from $125,000.00 each to $50,000.00 each with the previous provided collateral of unlimited personal guarantees of both Schure and Lewitzke and the letter of credit in the amount of $87,500.00 remaining in place; and WHEREAS, the current amount outstanding on the RLF for Schulew LLC is $47,751.15; that Schulew LLC is current on its loan payments to the City and has never been late or missed a payment when due; that Schulew LLC is requesting a reduction in their Letter of Credit from $87,500.00 to $40,000.00 asserting that said amount is adequate to protect the City for the remaining loan balance plus this will reduce the annual fee charged by the bank to Schulew LLC for providing the Letter of Credit; and WHEREAS, the Finance Committee has reviewed the request of Schulew LLC and recommended to the Common Council to approve said request and restructure the collateral for the RLF at this time. Resolution #004-2025 Page 2 NOW, THEREFORE, BE IT RESOLVED that the Common Council of the City of Muskego, upon the recommendation of the Finance Committee, does hereby approve the following: That the following collateral be pledged by Schulew LLC to secure the RLF loan: • Third mortgage on Daryl Schure's residential property in Waukesha County such that sufficient equity is available to secure the City's loan. • Third mortgage on Scott Lewitzke's residential property in Waukesha County such that sufficient equity is available to secure the City's loan. • Unlimited personal guarantees of Daryl Schure and Scott Lewitzke. • Irrevocable Letter of Credit from Daryl Schure and/or Scott Lewitzke for the length of the loan issued by Citizens Bank of Mukwonago in the total amount of $40,000.00. DATED THIS 14th DAY OF JANUARY 2025. SPONSORED BY: FINANCE COMMITTEE This is to certify that this is a true and accurate copy of Resolution #004-2025, which was adopted by the Common Council of the City of Muskego. City Clerk 1/25cmc